This guide covers Why Choose Us at Gustan Cho Associates, GCA Mortgage Group. Gustan Cho Associates is a dba of NEXA Mortgage, LLC NMLS 1660690, the nation’s fastest-growing and largest mortgage broker licensed in 48 states, including Washington, DC, Puerto Rico, and the U.S. Virgin Islands. Why choose us at Gustan Cho Associates? John Strange, a senior loan officer at Gustan Cho Associates, explains:
GCA Mortgage Group offers an excellent opportunity for Loan Officers to work with an established and growing company. Our state-of-the-art technology and access to over 210 lenders give our Loan Officers the tools they need to succeed in a competitive market.
Moreover, GCA Mortgage Group has many high-ranking financial websites, including its financial forum, where Loan Officers can give financial advice and generate leads. GCA also has an on-staff attorney, personal website designers, personal social media designers, and graphic and video designers available to its branch. Many unique factors make GCA Mortgage Group the perfect place for Loan Officers looking for career advancement and success.
History of Nexa Mortgage
NEXA Mortgage, LLC is a dba of GCA Mortgage Group (Not a dba in Georgia). GCA Mortgage Group is an independent mortgage broker licensed in 48 states (not yet approved in New York and Massachusetts). NEXA Mortgage, LLC is the nation’s largest and fastest-growing mortgage broker. We are also licensed in Washington DC, Puerto Rico, and the United States Virgin Islands. Alex Carlucci, a senior loan officer at Gustan Cho Associates has been with GCA Mortgage Group since 2016 and shares his experience why choose us:
In addition to our wholesale lender partners with no lender overlays on government or conventional loans, we also offer hundreds of non-QM and alternative lending programs. Aside from its explosive growth, the company continues to grow and expand despite other lenders laying off employees and closing their doors.
GCA Mortgage Group has had record months since the beginning of 2022. The Gustan Cho Associates Branch is the top-producing Branch at Nexa Mortgage, putting you in the company of the best of the best concerning Loan Originating. Our business model is based on three key factors: We have the states, we have the products, and we have the lowest rates.
We Are The Nation’s Fastest Growing Mortgage Broker
Since its creation in August 2017, NEXA Mortgage has experienced remarkable expansion, now employing 2,400 licensed mortgage loan originators. This growth can be attributed to CEO Michael Kortas’ common sense model, as demonstrated by his humble nature and consistent adherence to the company’s core principles: States, Products, and Rates. Under his leadership and guidance, NEXA Mortgage LLC continues to follow these foundations for success.
Licensed in 48 states as a mortgage broker
GCA Mortgage Group is a fully owned subsidiary of Gustan Cho Associates, founded in 2012. GCA Mortgage Group had multiple partnerships with parent mortgage lenders. GCA Mortgage Group is the best mortgage lender for borrowers of owner-occupied primary residences, second residences, and investment properties. We have the states, the products, and the best mortgage rates. Our unique mortgage business platform allows more than 80% of our clients to qualify who could not qualify at other lenders. GCA Mortgage Group, Inc. has a national reputation for doing loans that other companies cannot.
What Makes GCA Mortgage Group The Best Mortgage Team?
Why is GCA Mortgage Group the best mortgage lender in the nation? In addition to government and conforming loans with no overlays, our loan officers and support staff specialize in non-QM and niche mortgage loans. Our goal is not just to close but to do so on time. In addition to helping borrowers qualify for mortgage loans, other lenders cannot provide. Dale Elenteny, a senior loan officer who has been with Gustan Cho Associates, explains why choose us for your career in the mortgage industry as follows:
GCA Mortgage Group has a national reputation for facilitating mortgage loans other lenders cannot provide. Our borrowers at GCA Mortgage Group are over 80% of people who couldn’t qualify for mortgage loans with other lenders due to overlays or because they didn’t have the mortgage loan program they needed.
As experts in helping borrowers with credit scores as low as 500 FICO, we can get borrowers approved for an FHA or VA loan through Chapter 13 Bankruptcy and help borrowers with other credit issues close their loans. In the past, GCA Mortgage Group has qualified and closed VA loans with credit scores as low as 500 FICO and a debt-to-income ratio of over 60%. Nexa Mortgage also allows Loan Officers to expand their business with recruiting. Recruiting Loan Officers to join Nexa Mortgage and Realtors Partners to become licensed MLOs. Licensed Realtor Partners can make money on referrals or become licensed MLOs while retaining their Real Estate license. Nexa Mortgage has many dual-licensed Realtors and MLOs that originate loans and sell Real Estate. Nexa Mortgage has training available for new Loan Officers.
Why Choose Us: Non-Traditional and Commercial Loans
At GCA Mortgage Group, we offer traditional and non-prime mortgage loan options to owner-occupants of primary homes, second homes, and investment properties. GCA Mortgage Group can access any mortgage program available in today’s market. We offer thousands of mortgage loan options to homeowners, investors, and businesses through our network of over 210 wholesale lenders. Why choose us? We are a one-stop mortgage shop, says Dustin Dumestre, a top producing loan officer at Gustan Cho Associates:
Any mortgage loan program available in the marketplace will be offered at GCA Mortgage Group so that you can rest assured. In addition to government and conforming loan originations without lender overlays, the GCA Mortgage Group team also originates hundreds of different types of non-QM loans and alternative mortgages. We are available at GCA Mortgage Group seven days a week, evenings, weekends, and holidays.
GCA Mortgage Group offers dozens of FHA, VA, USDA, and conventional mortgage lenders without lender overlays and thousands of alternative mortgage loan options through its network of over 210 wholesale mortgage lenders. GCA Mortgage Group offers mortgage loans for primary homes, second homes, and investment properties. We have wholesale commercial lending partners, including hard money lenders and bridge loan providers. With over 210 wholesale mortgage lenders, GCA Mortgage Group offers many traditional and non-traditional mortgage loan programs.
Why Choose Us: Options for non-QM mortgages
We offer every non-QM mortgage loan available at GCA Mortgage Group. In addition to being the largest and fastest-growing mortgage broker in the country, GCA Mortgage Group is backed by a network of five-star wholesale lenders. It is possible to find any mortgage loan program at GCA Mortgage Group today, whether traditional, non-traditional, or niche.
Our borrowers have many mortgage loan options available to them, such as no-doc and bank statement loans, asset-depletion mortgages, non-QM loans post-bankruptcy or foreclosure, jumbo mortgages for low credit scores or high LTVs, ITIN and foreign national mortgages, condotel financing, fix and flip loans, all in one mortgage, renovation loans, reverse mortgages, investment property mortgages – not to mention hard money loans, HELOCs and SBA options.
There are even more loan programs than we can list here. At GCA Mortgage Group, we are dedicated to providing an outstanding experience for homebuyers, sellers, and real estate agents. Our loan officers, buyers, sellers, and Realtor partners are often pleasantly surprised to learn that we exist and are licensed in 48 states.
Why Choose Us? Commercial, Business, and Residential Mortgage Lenders
We have earned a national reputation for helping those who may not qualify through traditional lenders. In addition to that, our team is available seven days a week—including evenings, weekends, and holidays–making us a true one-stop mortgage shop. At GCA Mortgage Group, we provide Loan Officers with all the tools they need to succeed. Why Choose Us at GCA Mortgage? Ethel Matthews a dually licensed realtor and loan officer explains:
Gustan Cho Associates is able to do commercial and residential loans. Besides, traditional loan programs, the reason why choose us at Gustan Cho Associates is we are able to do any type of loan programs through our sister company, Lending Network, LLC.
With our extensive network of lenders and access to our many high-ranking websites, Loan Officers have the opportunity to market themselves while helping customers find the best mortgage option for their needs. On top of that, we also offer a financial forum that provides great advice, helping Loan Officers generate leads and business. If you’re looking for an opportunity to work in one of the largest U.S. mortgage brokerages, GCA Mortgage Group is the perfect place!