First Time Homebuyers

How To Buy a Foreclosed Home

ByAnngelli Abenes August 7, 2023August 7, 2023

This guide covers how to buy a foreclosed home. We will discuss how to buy a foreclosed home for first-time homebuyers. We will cover the pros and cons of buying a home that has been foreclosed or is going through foreclosure. Foreclosed homes are often sold at a discount, making them attractive to homebuyers looking…

First Time Homebuyers | FSBO | Home Purchase | Videos

How Do I Buy a House For Sale By Owner

ByRonda Butts June 22, 2023June 27, 2023

Today we will discuss tips on how do I buy a house for sale by owner and what you need to know. The listing or buying a house available “By Owner” can yield savings if you can negotiate a lower price because the seller isn’t paying any commission. The Ronda Butts team at Gustan Cho…

First Time Homebuyers | Home Purchase | Real Estate Topic | Videos

Buying a House in Sarasota Florida For First-Time Homebuyers

ByGustan Cho June 21, 2023June 21, 2023

This guide covers buying a house in Sarasota Florida, for first-time homebuyers. Located on the southwestern coast of Florida, Sarasota County is renowned for its stunning beaches, vibrant arts scene, and thriving economy. With a rich cultural heritage and abundant recreational opportunities, the county attracts residents and visitors alike. This article on buying a house…

Down Payment Assistance | FHA Loans | First Time Homebuyers | Home Purchase

Down Payment Assistance For Homebuyers

ByGustan Cho June 21, 2023June 22, 2023

This article will cover down payment assistance for homebuyers. The team at Gustan Cho Associates gets many first-time homebuyers inquiring about down payment assistance for homebuyers. Many homebuyers can easily afford the monthly principal, interest, tax, and insurance (PITI) but struggle with the down payment and closing costs. Many homebuyers do not know that HUD…

Home Purchase | First Time Homebuyers | Real Estate Topic | Videos

How Much House Can I Afford To Buy Versus What I Qualify For

ByRonda Butts June 7, 2023June 8, 2023

This guide will cover how much house can I afford versus what I qualify for. Mortgage lenders will qualify borrowers based on the debts that report on credit reports. Underwriters also go by gross income and not net income. Alex Carlucci of Gustan Cho Associates explains the frequently asked question by borrowers on how much…

Home Purchase | First Time Homebuyers | Videos

How to Get the Best Price For Your Dream Home

ByRonda Butts May 24, 2023June 15, 2023

When purchasing a home, one of the most essential skills to have is the art of Negotiation. Learning the art of Negotiation is the process of reaching a mutual agreement between two or more parties in a contract. It can be the difference between getting the home you dream of at a reasonable price or…

FSBO | First Time Homebuyers | Home Purchase | Real Estate Topic

How To Hire a Realtor Buying a House

ByRonda Butts May 24, 2023June 2, 2023

This guide will cover how to hire a realtor buying a house. A home purchase is most people’s single largest investment. You would want a professional real estate agent to represent you on that big investment. Wendy Lahn, a dually licensed realtor/MLO at Gustan Cho Associates, advises the following: Choosing the right Realtor is one…

First Time Homebuyers | Down Payment Assistance | FSBO | Home Purchase

Comparative Look at The Costs of Buying vs Renting a House

ByRonda Butts May 15, 2023May 24, 2023

This guide will cover a comparative look at the costs of buying vs renting a house. Buying vs renting a property is a decision that requires critical consideration of your financial status. You do not need a 20% down payment and perfect credit for you to be able to purchase a home. Most homebuyers put…

Down Payment Assistance | FHA Loans | First Time Homebuyers | Home Purchase

Down Payment Assistance For First-Time Homebuyers

ByRonda Butts May 9, 2023May 12, 2023

In this guide, we will cover down payment assistance for first-time homebuyers. We will discuss locating hard-to-find down payment assistance programs for first-time homebuyers. We will also cover the various types of DPA for first-time homebuyer programs available. Here is the definition of a first-time homebuyer: By definition, a first-time homebuyer is a homebuyer who…

First Time Homebuyers | Home Purchase | Real Estate Topic | Videos

How To Buy a House Out of State

ByAlaina Phillips May 7, 2023May 9, 2023

This guide will cover how to buy a house out of state. Moving to a new state can be a scary yet exciting new experience. Leaving familiar surroundings, friends, and family behind can be overwhelming. However, with the right planning and execution, it can also be an exciting and rewarding experience. In this blog post,…

First Time Homebuyers | FSBO | Home Purchase | Real Estate Topic | Videos

Selling a House By Owner Without a Real Estate Agent

ByAlaina Phillips May 6, 2023

This article will cover selling a house by owner without a real estate agent. If you’re considering selling your home, you might wonder whether hiring a real estate agent or selling it yourself is better. If you’re leaning towards the latter, you’re not alone. Many homeowners choose to sell a house by owner without an…

FSBO | First Time Homebuyers | Home Purchase | Real Estate Topic | Videos

A Guide To Buying a Foreclosed Home

ByAlaina Phillips May 4, 2023November 28, 2023

In this guide, we will cover buying a foreclosed home. Foreclosures can be an exciting topic for many potential home buyers. However, buying a foreclosed home can be a great way to snag a bargain deal on a property for those willing to put in the time and effort. Gustan Cho, a former real estate…