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This guide covers credit scores used by mortgage lenders for qualifying borrowers and pricing mortgage rates. When you and your family apply for a mortgage, it is important to understand the basic qualifications. The three main pillars to qualifying for a mortgage are credit score, debt-to-income ratio, down payment, and equity position (loan-to-value). The down…

In this blog, we will be covering full TBD mortgage approval prior to real estate purchase contract for homebuyers. The first step in buying a new home is getting qualified and pre-approved by a loan officer. Gustan Cho Associates now offers full TBD mortgage approval prior to purchase contract. Getting full TBD mortgage approval prior…

This blog will cover the housing market forecast for homebuyers in 2023.  The housing market of May 2023 may look different than it does today. According to recent predictions, total housing completions will likely decrease slightly in the coming year. While this may concern some, it is essential to note that the mix of housing…