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This Article On Understanding VA Loans And Agency Lending Guidelines Understanding VA Loans And Agency Lending Guidelines is very important for homebuyers with less than perfect credit trying to get qualified and pre-approved. VA loans are the best loan program in the nation The Veterans Administration is not a lender The VA is a federal…
This blog will cover the Texas Chapter 13 cash-out refinance mortgage guidelines on VA loans. Homeowners can qualify for FHA and VA loans during and after Chapter 13 Bankruptcy. Dale Elenteny of GCA Mortgage Group is a Texas Chapter 13 cash-out refinance loan expert. Here is what Dale Elenteny had to say: Texas has a…
In this guide, we will cover VA streamline refinance mortgage loans. We will discuss how VA streamline refinance mortgage loans work and how a streamline can save you tens of thousands of dollars over the term of your VA loan. John Strange of Gustan Cho Associates is a licensed loan officer and VA loan expert….
Most loan programs have a minimum down payment requirement on home purchases. Most home mortgage loan programs require a down payment on a home purchase loan. The down payment shows the borrower has skin in the game. Mortgage companies view the borrower as less risky if the borrower puts a larger down payment. Gustan Cho…
Manual underwriting guidelines for FHA and VA loans are almost identical. VA and FHA loans are the nation’s only two mortgage loan programs that allow manual underwriting on owner-occupant primary residency mortgage loans. HUD, the parent of FHA, is the federal government agency administering FHA loans. Michelle McCue of Gustan Cho Associates is an expert…