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Email Us: contact@gustancho.com
This guide will cover buying a golf course home in Las Vegas. Why do golf enthusiasts choose Las Vegas to buy their next home? Buying a gold course home in Las Vegas is the ultimate destination for golf enthusiasts! We are calling for the attention of all golf lovers! We have some exciting news if…
This Article Is About Judgments And Tax Liens Mortgage Lending Guidelines Fannie Mae and Freddie Mac do not allow borrowers with a tax lien to become eligible to qualify for conventional loans. You can have a federal income tax in arrears qualify for conventional loans as long as the borrower’s tax obligations are not on…
This guide will cover buying beachfront homes in California. Catch a Wave and Settle Down: The Best Coastal Towns in California for Surfers. Surfing is more than just a sport; it’s a way of life. Where better to embrace the surfing culture than in California, home to some of the best coastal towns for surfers?…
This guide will cover buying a single-family home in the Virgin Islands. Many American and foreign real estate investors are eyeing the U.S. Virgin Islands to invest. We will discuss factors to consider buying a house in the Virgin Islands. Buying a house is an exciting and significant decision, especially when investing in the captivating…
This guide will cover the steps in buying a condo in Puerto Rico and the type of mortgage options available for mortgage borrowers. We will discuss tips and considerations for buying a condo in Puerto Rico. Many Americans from other countries buy Puerto Rico condos, vacation homes, and investment properties. Buying a condo in Puerto…
This guide will cover the difference between wholesale versus retail lending. We will discuss the pros and cons of wholesale versus retail lending for consumers and loan officers. Do you need clarity about the difference between wholesale versus retail lending? Which one is your solution and best option for your financial needs? Dale Elenteny explains…
This guide will cover how much house can I afford versus what I qualify for. Mortgage lenders will qualify borrowers based on the debts that report on credit reports. Underwriters also go by gross income and not net income. Alex Carlucci of Gustan Cho Associates explains the frequently asked question by borrowers on how much…
In this guide, we will cover understanding the homebuyer and mortgage process. Buying a home to live in is one of the most meaningful investments a person can make in their lifetime. For most people, purchasing a home involves taking out a mortgage or home loan. Marga Jurilla, the National Operations Manager at Gustan Cho…
This blog will cover the housing market forecast for homebuyers in 2023. The housing market of May 2023 may look different than it does today. According to recent predictions, total housing completions will likely decrease slightly in the coming year. While this may concern some, it is essential to note that the mix of housing…
When purchasing a home, one of the most essential skills to have is the art of Negotiation. Learning the art of Negotiation is the process of reaching a mutual agreement between two or more parties in a contract. It can be the difference between getting the home you dream of at a reasonable price or…
In this blog, we will cover mortgage insurance. We will discuss the mortgage insurance premium on government loans and how private mortgage insurance works on government-backed mortgage loans. The borrower pays for mortgage insurance for the benefit of the mortgage lender, says Wendy Lahn, the Chief Legal Counsel at Gustan Cho Associates: Private mortgage insurance…
This guide will cover how to hire a realtor buying a house. A home purchase is most people’s single largest investment. You would want a professional real estate agent to represent you on that big investment. Wendy Lahn, a dually licensed realtor/MLO at Gustan Cho Associates, advises the following: Choosing the right Realtor is one…