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Email Us: contact@gustancho.com
This guide will cover the differences between conventional versus FHA loans. We will highlight why conventional versus FHA loans are better for certain borrowers than others and vice versa. Alex Carlucci, the regional managing director of Gustan Cho Associates and the managing director of GCA Mortgage FORUM, said the following: Buying a home is one…
This article will cover the updated debt-to-income ratio guidelines on government, conventional, jumbo, and non-QM loans at Gustan Cho Associates. All home mortgage programs have agency guidelines when it comes to debt-to-income ratios. Eric Jeanette of Gustan Cho Associates said the following: If homeowners have a homeowner’s association fee, that monthly fee is calculated as…
In this article, we will cover the topic of how you can qualify for a mortgage with defaulted student loans. You do not have to pay outstanding private defaulted student loans to qualify for a mortgage. Homebuyers can qualify for conventional and non-QM loans with defaulted federal student loans. However, you may have a difficult…