Mortgages With Deferred Student Loans Guidelines
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Mortgages With Deferred Student Loans Guidelines

This blog will cover and discuss mortgages with deferred student loans. Not a day goes by that I do not ask about the difference between qualifying for mortgages with deferred student loans or student loans in forbearance. Gustan Cho Associates are experts in helping borrowers with higher debt-to-income ratios, especially due to higher student loan…

How Much House I Can Afford Versus Qualify
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How Much House I Can Afford Versus Qualify

This article will cover how much house I can afford versus qualify. Homebuyers should think twice about buying a house with a pre-approval before thoroughly reviewing their budget. Just because you qualify for a mortgage on a particular home with a certain loan amount does not mean you can afford it. Not all people have…

Can I Get Mortgage Approval With Defaulted Student Loans
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Can I Get Mortgage Approval With Defaulted Student Loans

In this article, we will cover the topic of how you can qualify for a mortgage with defaulted student loans. You do not have to pay outstanding private defaulted student loans to qualify for a mortgage. Homebuyers can qualify for conventional and non-QM loans with defaulted federal student loans. However, you may have a difficult…