Updated Debt-To-Income Ratio Guidelines
|

Updated Debt-To-Income Ratio Guidelines

ByGustan Cho

This article will cover the updated debt-to-income ratio guidelines on government, conventional, jumbo, and non-QM loans at Gustan Cho Associates. All home mortgage programs have agency guidelines when it comes to debt-to-income ratios.  Eric Jeanette of Gustan Cho Associates said the following: If homeowners have a homeowner’s association fee, that monthly fee is calculated as…

Can I Get Mortgage Approval With Defaulted Student Loans
| |

Can I Get Mortgage Approval With Defaulted Student Loans

ByGustan Cho

In this article, we will cover the topic of how you can qualify for a mortgage with defaulted student loans. You do not have to pay outstanding private defaulted student loans to qualify for a mortgage. Homebuyers can qualify for conventional and non-QM loans with defaulted federal student loans. However, you may have a difficult…