John has over three decades of experience that he loves to apply to each transaction, which translates into incredible guidance in the loan experience. As much as he truly enjoys the mortgage origination process, nothing is better than the great feeling of co-creating a great memory during the buying or refinancing journey. His success comes from exercising a high level of due diligence upfront that allows him to carefully consider all of your options. He looks forward to guiding you through your financing journey!
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How Much House I Can Afford Versus Qualify
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Conventional Versus FHA Loans
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Updated Debt-To-Income Ratio Guidelines
This article will cover the updated debt-to-income ratio guidelines on government, conventional, jumbo, and non-QM loans at Gustan Cho Associates. All home mortgage programs have agency guidelines when it comes to debt-to-income ratios. Eric Jeanette of Gustan Cho Associates said the following: If homeowners have a homeowner’s association fee, that monthly fee is calculated as…