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Email Us: contact@gustancho.com
This article will cover how to get approved for a mortgage after bankruptcy. Homebuyers can qualify for a mortgage after bankruptcy. Dale Elenteny, a senior loan officer and expert in helping borrowers obtain a mortgage after bankruptcy at Gustan Cho Associates, explains about qualifying for a mortgage after bankruptcy as follows: Government and Conventional mortgage…
This guide will cover the new mortgage redistribution rule under the Biden Administration. There are a lot of mixed feelings about the New Mortgage Redistribution Rule among the Chief Financial Officers from 33 states. Alex Carlucci, a top-producing loan officer at Gustan Cho Associates, said the following about the New Mortgage Redistribution Rule: Joseph Biden’s…
In this guide, we will cover credit repair for mortgage approval. You do not have to hire expensive credit consulting companies to improve your credit to qualify for a mortgage loan. Companies can do more damage than good if you repair your credit to qualify and get a mortgage approved. Consumers must realize that most…
In this guide, we will cover the mission and business model of Gustan Cho Associates, also known as GCA Mortgage Group. We thank our clients and viewers for their continued loyalty to reading our daily real estate and mortgage blogs. We have a national reputation for being able to do mortgage loans other lenders cannot…
In this guide, we will cover how to avoid stress during the mortgage process. The mortgage process does not need to be stressful. Open communication between the loan officer and the borrower. The first reason there is stress during the mortgage process is that the documents required were submitted with paperwork missing. Gustan Cho of…
In this blog, we will review qualifying for a mortgage with recent late payments. Timely payments in the past 12 months are crucial when qualifying for a home loan. It is fine to have prior late payments or bad credit when qualifying for a mortgage. Dale Elenteny of Gustan Cho Associates compares bad credit versus…
In this guide, we will cover how credit disputes during the mortgage process can halt the mortgage process. Credit disputes during the mortgage process may not seem like a big deal. However, it is one of the most negative factors in the application and approval process. An experienced mortgage loan officer should thoroughly review the…