Email Us: contact@gustancho.com
Call or Text:844-90-RATES
Email Us: contact@gustancho.com
This guide at Gustan Cho Associates will cover having multiple FHA loans simultaneously. For homebuyers, owning a home can seem discouraging, particularly regarding financing. This is where an FHA loan comes in. It is a government-backed loan program designed to make homeownership more attainable by offering a low down payment requirement. John Strange of Gustan…
In this article, we will cover buying a house near an airport. When searching for a new home, location is everything, including proximity to an airport. Living close to an airport also means proximity to a vast range of commercial and social amenities, such as aircraft maintenance facilities, car rental services, airport hotels, eateries, and…
In this guide, we will cover the mission and business model of Gustan Cho Associates, also known as GCA Mortgage Group. We thank our clients and viewers for their continued loyalty to reading our daily real estate and mortgage blogs. We have a national reputation for being able to do mortgage loans other lenders cannot…
This blog will cover and discuss mortgages with deferred student loans. Not a day goes by that I do not ask about the difference between qualifying for mortgages with deferred student loans or student loans in forbearance. Gustan Cho Associates are experts in helping borrowers with higher debt-to-income ratios, especially due to higher student loan…
In this blog, we will cover buying a house near train tracks. We will discuss living near railroad tracks and what the concerns should be. Homebuyers might come across beautiful properties near railroad tracks. Alex Carlucci of Gustan Cho Associates explains the benefits of buying a house near train tracks during the time of seller’s…
This blog will cover the Texas Chapter 13 cash-out refinance mortgage guidelines on VA loans. Homeowners can qualify for FHA and VA loans during and after Chapter 13 Bankruptcy. Dale Elenteny of GCA Mortgage Group is a Texas Chapter 13 cash-out refinance loan expert. Here is what Dale Elenteny had to say: Texas has a…
This guide will cover how to write a letter of explanation to mortgage underwriters. Letters of explanation. often referred to as LOX, will be asked during the loan process. Those who have gone through the mortgage application process have encountered where a mortgage underwriter requests a LOX on certain issues. LOX will be asked for…
This guide will cover the next steps once you get a mortgage loan denial. One frequently asked question from viewers of Gustan Cho Associates is, what are the next steps after a mortgage loan denial? Ethel Matthews of Gustan Cho Associates is a dually licensed real estate agent and loan officer in South Carolina. Here…
In this guide, we will cover VA streamline refinance mortgage loans. We will discuss how VA streamline refinance mortgage loans work and how a streamline can save you tens of thousands of dollars over the term of your VA loan. John Strange of Gustan Cho Associates is a licensed loan officer and VA loan expert….
In this blog, we will cover Chapter 13 Bankruptcy Guidelines. Borrowers can qualify for a mortgage during and after the Chapter 13 Bankruptcy repayment plan. You do not have to wait until the Chapter 13 Bankruptcy has been discharged. Homebuyers who have filed Chapter 13 Bankruptcy are eligible for FHA and VA loans for one…
Most loan programs have a minimum down payment requirement on home purchases. Most home mortgage loan programs require a down payment on a home purchase loan. The down payment shows the borrower has skin in the game. Mortgage companies view the borrower as less risky if the borrower puts a larger down payment. Gustan Cho…